Home Improvement Loan
Renovate Your Dream Home with Flexible Home Upgrade Financing
Your home reflects your personality—and at CoverBee, we make it easier than ever to give it a fresh, stylish upgrade. Whether it’s remodeling your kitchen, upgrading flooring, painting interiors, or adding modern amenities, our Home Improvement Loans help you transform your space without straining your savings.
We offer flexible financing options from trusted banks and NBFCs so that you can fund your renovation projects with ease and affordability.
What is a Home Improvement Loan?
A Home Improvement Loan is a personal loan taken specifically to renovate, remodel, or upgrade your existing residential property. Unlike a home loan that helps you purchase a new property, this loan is dedicated to enhancing your current living space.
At CoverBee, we connect you with the right lenders, offering competitive rates, minimal paperwork, and quick disbursal all with personalized assistance.
Key Features of CoverBee Home Improvement Loans
Loan Amount: ₹50,000 to ₹30 Lakhs
Tenure: 12 to 84 months
Interest Rates: Starting at 9.5% p.a.*
No Collateral Required
Quick Approval & 100% Digital Processing
Prepayment & Foreclosure Options Available
What Can You Use It For?
Modular kitchen installation
Bathroom upgrades
Interior and exterior painting
Furniture and carpentry work
Electrical and plumbing upgrades
Window and door replacements
HVAC or solar panel installation
Structural changes or expansion
Documents Required
PAN Card and Aadhaar Card
Latest salary slips or ITR for self-employed
Bank statements (last 6 months)
Address proof (utility bill, rental agreement, etc.)
Property ownership proof (if required by lender)
Why Choose CoverBee for Home Improvement Loans?
Compare Top Banks & NBFCs
Get access to 30+ lenders under one roof.
Quick Turnaround
From approval to disbursal in just a few days.
Expert Assistance
Guidance at every step, from planning to execution.
Customized EMI Plans
Flexible tenure and repayment options.
No Hidden Charges
Transparent terms with full disclosure.
Home Improvement Loan FAQs
Salaried professionals, self-employed individuals, and homeowners with a stable income and good credit profile are eligible.
No. Most home renovation loans offered by our partner institutions are unsecured personal loans.
Loan amounts range from ₹50,000 to ₹30 lakhs, depending on your income, credit score, and repayment ability.
In most cases, approval happens within 24–48 hours, and disbursal within 3–5 working days.
You can choose repayment periods from 12 to 84 months, based on your convenience.
Yes, many lenders allow part-prepayment or full foreclosure, sometimes with nominal charges.
Interest rates start from 9.5% per annum and may vary based on your credit score, income, and lender.
Yes. Applying with a co-applicant (like a spouse) can help increase loan eligibility and reduce interest rates.