Cattle Insurance
Protect Your Livestock. Preserve Your Livelihood.
At CoverBee, we know your cattle are more than just animals—they are your family, your workforce, and your source of income. Whether you own a single milch cow or manage a full dairy farm, Cattle Insurance ensures that your animals are covered against death, diseases, and accidental loss.
In rural India, where livestock plays a central role in the economy, cattle insurance is a lifeline for farmers and dairy producers alike.
What is Cattle Insurance?
Cattle Insurance provides financial compensation to the livestock owner if an insured animal dies due to accident, illness, or natural calamity. It offers protection for:
- Milch animals (cows, buffaloes)
- Draught animals (bullocks, oxen)
- Breeding bulls
- Calves and heifers
Cattle Insurance helps reduce economic loss and allows farmers to reinvest in fresh livestock without burdening their finances.
Benefits of Cattle Insurance with CoverBee
- Compensation for loss of cattle due to death or disease
- Covers theft, accidents, and natural disasters
- Low-cost premium with high coverage
- Essential for availing livestock-related loans
- Peace of mind for dairy farmers, self-help groups, and rural entrepreneurs
Cattle Insurance FAQs
Yes, most banks and microfinance institutions require cattle insurance to approve livestock loans.
Usually, animals between 2 to 10 years are eligible. Some high-yield breeds may be insurable up to 12 years.
It’s determined by a certified veterinarian based on breed, age, yield, and market conditions.
In case of death:
- Inform CoverBee or insurer immediately
- Submit vet death certificate + photo
- Bank details for claim credit
- Claim settled within 15–30 days (typically faster with CoverBee)
Yes. Self-help groups, cooperatives, and farmer groups can avail group cattle insurance at discounted premiums.
Generally, there is a 15-day waiting period from the policy start date for natural death claims.