Home Insurance
Protect Your Dream Home from Life’s Uncertainties
Your home isn’t just a place—it’s your sanctuary, your memories, and your biggest investment. With increasing risks from natural disasters, fire, theft, and accidents, Home Insurance from CoverBee provides peace of mind by covering the structure and contents of your house against unforeseen losses.
What is Home Insurance?
Home Insurance (also known as House Insurance) is a type of property insurance that covers your residential building and its contents against damages caused by fire, theft, burglary, natural calamities, accidental damage, and more.
At CoverBee, we offer customized home insurance plans that fit your needs—whether you’re a homeowner, tenant, landlord, or apartment dweller.
Who Should Buy Home Insurance?
● Homeowners – To protect your property structure and contents
● Tenants – To insure personal belongings like furniture, gadgets, and appliances
● Landlords – To secure building structure against damages
● Apartment Owners – To safeguard both interiors and society-level liabilities
Types of Home Insurance Offered by CoverBee
Structure Insurance
Covers the physical structure of your home walls, roof, flooring, kitchen fittings, bathroom fittings, etc.
Contents Insurance
Covers your household items such as:
● Furniture
● Electronics & appliances
● Clothes & kitchenware
● Mobile devices & laptops
● Jewellery (optional)
Comprehensive Home Insurance
Covers both the building and its contents under one all-inclusive plan. Ideal for complete protection.
Structure Insurance
Covers the physical structure of your home walls, roof, flooring, kitchen fittings, bathroom fittings, etc.
Contents Insurance
Covers your household items such as:
● Furniture
● Electronics & appliances
● Clothes & kitchenware
● Mobile devices & laptops
● Jewellery (optional)
Comprehensive Home Insurance
Covers both the building and its contents under one all-inclusive plan. Ideal for complete protection.
Tenant Insurance
Specialized plan for tenants—protects your personal belongings without covering the structure.
Landlord’s Home Insurance
Covers only the building (not contents). Optional rent loss and liability coverage available.
Tenant Insurance
Specialized plan for tenants—protects your personal belongings without covering the structure.
Landlord’s Home Insurance
Covers only the building (not contents). Optional rent loss and liability coverage available.
Add-On Benefits to Enhance Your Policy
Alternate Accommodation
Covers expenses if you need to temporarily relocate due to damage
Loss of Rent
If your rented property becomes uninhabitable
Cyber Security
Protection for smart homes from digital threats
Valuable Items Cover
Insures art, collectibles, or high-end electronics
Third-Party Liability
Covers damages or injuries caused to guests or neighbors
Terrorism Cover
Optional protection against terrorism-related damage
HOme Insurance FAQs
No, but it is highly advisable for both homeowners and tenants to protect against unexpected losses.
For structure, it should be based on the reconstruction cost. For contents, it should reflect the current replacement value of your belongings.
Yes, our contents insurance can include appliances, electronics, gadgets, and even smart home systems.
Yes, each property should have its own insurance policy for specific risks and location-based coverage.
Yes, tenants can insure personal belongings under contents-only insurance, and landlords can insure the structure.
- Notify us immediately after the incident
- Submit a FIR (for theft) or fire department report (if applicable)
- Provide photographs or videos of the damage
- Cooperate with the surveyor for assessment
- Submit repair/replacement estimates
We’ll process your claim transparently and quickly.
Only if you opt for the STFI (Storm, Tempest, Flood, Inundation) or Earthquake add-ons. These are highly recommended in vulnerable zones.