Business Loan
Power Your Business Growth with Flexible Financing from CoverBee
Whether you’re starting a new venture, expanding operations, purchasing inventory, or managing day-to-day working capital—CoverBee’s Business Loan solutions help turn your ambitions into achievements. We simplify business financing with minimal paperwork, tailored offers, and fast disbursal, so you can stay focused on scaling.
What is a Business Loan?
A business loan is a financial product designed to support the capital and operational needs of businesses—be it SMEs, startups, or established enterprises. These loans can be secured or unsecured and are repaid in fixed EMIs over a tenure that suits your cash flow.
At CoverBee, we work with top NBFCs and banks to get you the best business loan offers with competitive rates and flexible repayment terms.
Key Features of CoverBee Business Loans
Loan Amount: ₹50,000 to ₹5 Crores
Tenure: 12 to 60 months
Interest Rates: Starting from 11% p.a.*
Collateral-Free Options Available
Quick Approvals & Disbursals
Customised Offers Based on Business Profile
Documents Required
PAN Card & Aadhaar of owner(s)
Business registration proof
Bank statements (last 6–12 months)
GST returns / ITRs
Financial statements (P&L, balance sheet)
Why Choose CoverBee for Business Loans?
Trusted Lending Partners
We compare multiple banks and NBFCs to give you the best deal.
Expert Guidance
From documentation to disbursal, our team is with you at every step.
Transparent Terms
No hidden charges or surprise clauses.
Customized Loan Structuring
Loan terms tailored to your business goals and cash flow.
End-to-End Digital Process
Apply online and track your loan status with ease.
Business Loan FAQs
Any self-employed individual, sole proprietor, partnership, private limited company, or LLP with a valid business operation can apply.
CoverBee offers both secured and unsecured business loans. Many small businesses qualify for collateral-free loans based on turnover and credit history.
Typically, a minimum annual turnover of ₹10 lakhs is required, but this varies based on the lender and loan type.
If documents are in order, loan disbursal can happen within 3–5 working days.
Interest rates start from 11% p.a., depending on your credit profile, business vintage, and loan amount.
Yes, certain NBFCs and financial institutions offer startup loans if you have a clear business model and revenue projections.
Yes, most lenders allow foreclosure or part-prepayment, sometimes with a nominal charge.
Yes, a good CIBIL score (650+) increases approval chances and helps get better loan terms.